Stated Income

Stated income commercial loans require fewer documents and offer greater underwriting flexibility.

Our Stated Income Program allow us to take a greater risk tolerance, is not based on bank savings or depository reserves, and allows us to avoid the many limiting banking covenants placed on traditional commercial lending. Due to this fact, we approve as well as close commercial loans that banking institutions have historically turned down!

  • No personal tax returns

    No personal D/I ratio

    Min. 600 credit score

    Fewer required docs

    Easier quicker closings

    No hard equity rates

Metric Guidelines
Income Stated
Max. LTV 70%
Max. Loan Amount $1'000,000
Loan to Value/Cost 650 FICO Score, No bankruptcy.
Documents No Tax Returns


Apply today and get the best financing and service you will ever find!
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