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Small balance Commercial Loans
With our objective strategy and common sense approach, we aim to help you capitalize on the growing opportunities in our small balance commercial niche.
|PAR Lender||NO lender origination points.|
|Loan Amounts||$250,000 - $1,500,000|
|Loan Purpose||Purchase, Refinance (rate/term & cash-out)|
Class I: multifamily (5+ units) & mixed-use
Class II: office, retail, warehouse, self-storage, automotive services.
|Debt Coverage Ratio (DCR)||Class I: 1.20 | Class II: 1.25|
|Loan-to-Value (LTV)||Class I: 70% LTV | Class II: 65% LTV|
|Fixed Period||3 & 5 year options|
|Minimum FICO||650 Middle Score|
|Pricing||Rates starting as low as 6.99%|
|Terms||30 year loan / 30 year fully amortizing|
|Prepayment Penalty||Equal to the fixed period|
|Advantage||Simple loan documents, No loan committees, Common sense underwriting, Brokers Protected, Quick Closings – 30-45 days!|