Florida's hemp industry is booming—and so are the opportunities. Whether you’re cultivating hemp, processing CBD products, or managing retail sales, Commercial Loans Florida, Inc. offers compliant, flexible financing for legal hemp businesses across the state.
We Finance the Entire Hemp Supply Chain
We provide funding for licensed and legally operating hemp businesses involved in:
- Hemp cultivation and farming
- CBD oil extraction and processing facilities
- Manufacturing and packaging
- Wholesale and distribution
- Retail shops and eCommerce hemp brands
- Hemp-based cosmetic or wellness product companies
Loan Programs for Legal Hemp Businesses
Navigating financing in the hemp industry can be tricky, especially with traditional banks often avoiding plant-touching businesses. That’s where we come in. Our loan programs are structured for businesses operating within Florida’s hemp legal framework.
Available financing includes:
- Working Capital Loans– Cover day-to-day operations and inventory
- Real Estate Loans– Purchase or refinance land, greenhouses, or facilities
- Equipment Loans– Finance extraction machines, packaging tools, and more
- Bridge Loans– Fast cash to cover gaps or scale up quickly
- Startup Loans– Get your licensed hemp business off the ground
Loan Features
- Loan amounts from $100,000 to $10,000,000+
- Flexible underwriting for cannabis-adjacent businesses
- Competitive interest rates
- Funding within days for qualified applicants
- Available for startups and established companies
Compliant & Confidential Lending
We understand the importance of staying compliant with state and federal hemp regulations. All loans are structured for hemp businesses that are fully legal under the 2018 Farm Bill and Florida statutes . We do not fund THC-dominant cannabis businesses at this time.
Why Florida Hemp Entrepreneurs Choose Us
The hemp industry has unique financing challenges—and we’ve built strong relationships with private lenders and cannabis-friendly institutions to help fill the gap.
We support hemp business owners with:
- Expert guidance through the loan process
- Industry-specific underwriting and risk analysis
- Help preparing pitch decks and business plans for lenders
- Transparent terms and fast responses
Recent Hemp Lending Success
A hemp grower in North Florida secured $500,000 to upgrade irrigation and expand greenhouse space. A CBD retailer in Tampa received $150,000 in working capital to grow their eCommerce brand. We also financed a Central Florida processor purchasing new extraction equipment with a $1.1M equipment loan.
Let’s Grow Together
The hemp market is expanding—and now is the time to secure the funding you need to build or scale your operation.
Commercial Loan — Short Application
Tell us about the property and the loan you need — we’ll reply with a quote.
Thank you!
Frequently Asked Questions
What types of businesses can apply for HEMP business loans in Florida?
Licensed and legally operating hemp businesses involved in cultivation, CBD oil extraction, manufacturing, wholesale distribution, retail sales, and hemp-based cosmetic or wellness products can apply for HEMP business loans.
What loan programs are available for hemp businesses?
Available loan programs include Working Capital Loans, Real Estate Loans, Equipment Loans, Bridge Loans, and Startup Loans specifically structured for hemp businesses.
What are the loan amounts offered for HEMP business loans?
Loan amounts range from $100,000 to over $10,000,000 depending on the needs of the business.
Are the loans compliant with legal regulations?
Yes, all loans are structured to comply with state and federal hemp regulations, specifically under the 2018 Farm Bill and Florida statutes.
What support does Commercial Loans Florida provide to hemp business owners?
Commercial Loans Florida offers expert guidance through the loan process, industry-specific underwriting, assistance with pitch decks and business plans, and transparent terms.
How quickly can I expect funding for a HEMP business loan?
Funding can be provided within days for qualified applicants.